SINA MOEINI

Imagine two investors looking at exactly the same stock. The company’s share price has fallen 30% from its recent high. The first investor looks at the chart and becomes excited. “It’s down 30%. This must be a great buying opportunity.” He buys the stock. The second investor sees the same 30% decline, but asks a completely different set of questions: Why did the stock fall? What does this company actually sell? Are customers still buying its products? Is revenue growing or de

Canada’s retirement conversation has changed. Where pensions and predictable employer-backed plans once formed a dependable ladder to a comfortable old age, today’s reality looks very different. Inflation, higher taxes on earned income, constrained public pensions, and the increasing necessity of self-funded retirement have together created what I call the modern retirement crisis : a situation where relying solely on workplace savings and government transfers is no longer su

Investing in today’s world can feel overwhelming, especially for students in Canada who are just starting to think about saving and building long-term wealth. Between tuition costs, part-time jobs, and financial responsibilities, the idea of investing may seem far away , but building wealth early is easier than most people think. One of the simplest and safest ways to start investing is through ETFs , or Exchange-Traded Funds . They are affordable, beginner-friendly, and avai